Sunday, October 18, 2015

BORROWING TO CELEBRATE.

Something caught my attention and I felt like sharing it on Papadom today, some ill informed Papas are into the habit of borrowing heavily in order to celebrate a holiday or anniversary. This is wrong and on Papadom we condemn this action in its entirety. 'he who goes a borrowing goes a sorrowing', who doesn't know that? So why borrow just for a celebration?
I can understand borrowing money in order to meet a medical need in the family or to buy food, clothing and other necessities, but borrowing in order to celebrate, is something I just can't seem to stomach. The problem here is some of us want to impress the world or the spouse to the detriment of the family because unnecessary borrowing will tell on the family especially when the strain of paying back starts to tell;thus affecting the wellbeing and happiness of the whole family.
A Papa worth his salt will cut his coat according to his clothe as they rightly say. There is no point living above your means. You will eventually realize that you have decieved no one but yourself. The best thing to do is to plan and budget for upcoming events that you think are absolutely necessary. With meticulous planning, one can save towards a target and most certainly that which is desired can be attained.
Another thing is papas should be wary of falling into the trap of trying to keep up or worse still compete with friends who seem to be doing better. 'All fingers are not equal'. You know that, modesty is a virtue and every Papa should know that humility is a precious gift The essential thing in every home is love and you certainly don't need to go cap in hand begging or borrowing to give it and receive it in your home.
Another thing to consider is the fact that expensive parties, celebrations and vacations don't necessarily translate to a happy home, no matter how wonderful they may be. So  dear Papa, who told you that you must spend the fortune that you don't have in order to make a great home? In times of plenty there is nothing wrong with occasional treats for the family even though I will always recommend doing it modestly.
In the same vein, when the finances are not there for a lavish celebration, resist the temptation to borrow even if its from the missus. Stand your ground and insist on doing the right thing. Let the entire members of your family realize that borrowing does nothing but impoverish the family. And an impoverished family, try as it may, can never be a happy family.

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